Privacy Policy

Last updated: 2026-10-20

1. Information We Collect

GlobalPayCalc ("we," "our," or "us") is committed to protecting your privacy. We collect minimal information necessary to provide our services. We use Google Analytics to monitor website traffic and Google AdSense to display advertisements.

2. How We Use Cookies

We use cookies to personalize content and ads, to provide social media features, and to analyze our traffic. You can choose to accept or decline cookies using our consent banner.

3. Third-Party Services

We use third-party services like Google Analytics and Google AdSense. These services may use cookies and web beacons to collect data about your visits to this and other websites in order to provide relevant advertisements. You can opt out of personalized advertising by visiting Google Ads Settings.

4. Data Security

All calculations (salary, tax, contractor equivalency, FX fees, and client-side WebAssembly image compression) are performed locally in your browser. We do not store or transmit your sensitive financial inputs to our servers.

5. Google AdSense & Third-Party Advertising Cookies

Third-party vendors, including Google, use cookies (such as the Google advertising and DoubleClick cookie) to serve ads based on a user's prior visits to GlobalPayCalc.com or other websites on the internet.

Google's use of advertising cookies enables it and its partners to serve advertisements to our users based on their visit to our site and/or other sites on the Internet.

Users may opt out of personalized advertising at any time by visiting the following official opt-out portals:

Google Ads Settings / My Ad Center: https://myadcenter.google.com/
Digital Advertising Alliance (DAA) Opt-Out: https://www.aboutads.info/choices/
How Google uses information from sites or apps that use our services: https://policies.google.com/technologies/partner-sites

6. EEA, UK & Swiss Consent Mode v2 & GDPR Rights

For visitors located in the European Economic Area (EEA), the United Kingdom, and Switzerland, GlobalPayCalc enforces Google Consent Mode v2 with 'denied' default states for ad_storage, ad_user_data, ad_personalization, and analytics_storage until explicit consent is granted via our consent banner or a Google-certified Consent Management Platform (CMP). Under the GDPR, you have the right to access, rectify, erase, or restrict processing of any personal data. Because all calculator inputs are processed exclusively in your local browser memory (RAM) and never transmitted to our servers, we hold no personal financial records. For any privacy inquiry, contact the GlobalPayCalc Team at support@globalpaycalc.com.

Frequently Asked Questions & Methodology

Learn how our browser-based calculation engines, statutory data sources, and privacy protections work.

Is my personal salary data or file upload secure on GlobalPayCalc?

Yes, 100%. All processing (salary tax simulations, contractor comparisons, image compression, and token cost estimations) runs locally inside your browser's memory (RAM). We never upload, store, or log your financial inputs or files on external servers.

How does the Global Take-Home Salary & FX Fee engine work?

Our calculation engine applies statutory income tax brackets, social security contributions, and mid-market exchange rate benchmarks to estimate net take-home pay and reveal hidden cross-border transfer markups across 40+ countries.

Where do the tax brackets, Beckham Law rates, and cost-of-living figures come from?

Our tax and social security parameters are compiled from official statutory publications—including Spain's Agencia Tributaria (BOE / Ley 35/2006 Art. 93), the US IRS, the UK HMRC, Germany's BMF, and OECD Taxing Wages reports—alongside international purchasing power parity (PPP) benchmarks.

Why are GlobalPayCalc calculators free to use?

We fund our hosting and ongoing tax-table maintenance through non-intrusive Google AdSense advertising. This allows us to provide all 14 financial and developer calculators free of charge without paywalls or subscriptions.

How is the AI Token API Cost Simulator calculated?

Token cost estimates use published per-1M input, cached input, and output token rates from official LLM API documentation (OpenAI, Anthropic, Google Gemini, Meta Llama, DeepSeek, and Mistral) combined with your custom daily request and cache-hit assumptions.

Can I rely on these calculators for my final tax filing?

GlobalPayCalc provides educational financial models and side-by-side statutory comparisons. Because individual deductions, regional surcharges, and bilateral tax treaties vary, always verify your final liability with a qualified tax advisor (CPA, asesor fiscal, or Steuerberater).

100% Client-Side RAM Processing

Aligned with Official OECD & Statutory Tax Tables

Free Access Across All 14 Financial & Dev Tools